980-983-6075
The Full Story
At InCompass USA, we believe insurance should be more than a transaction—it should be a relationship built on trust, transparency, and tailored solutions. As a multi-line insurance brokerage, we offer a full spectrum of coverage options designed to meet the diverse needs of individuals, families, and businesses.
From health and Medicare options to auto, home, life, and commercial insurance, our goal is simple: to help you navigate the complexities of coverage with clarity and confidence. Whether you're shopping through the healthcare marketplace, exploring private medical options, or securing bundled protection for your assets, we’re here to guide you every step of the way.
We partner with top-rated carriers and leverage cutting-edge digital tools to deliver quotes, manage policies, and provide support—all in one seamless experience. Our team of licensed professionals take the time to understand your goals, explain your options, and craft coverage that fits your life—not just your budget.
What We Offer
Personal Lines
Auto Insurance: protection for personal vehicles including liability, collision, and comprehensive coverage.
Homeowners and Renters Insurance: coverage for property, personal belongings, and liability—whether you own or rent.
Life Insurance: term, whole, and universal life policies to ensure financial security for your loved ones.
Unlike a single-carrier agent, we are a brokerage, which means we work for you—not for an insurance company.​ We have access to a wide network of top-rated carriers, allowing us to compare policies and find the perfect match for your unique needs. We handle a full range of personal coverages, including auto, home, renters, life, and umbrella policies, and can help you create a comprehensive protection plan by strategically placing your coverages with the right companies to secure the best possible value.
​Our expertise in finding and managing the right policies helps you achieve the convenience of having a single point of contact for all your insurance needs, while also giving you the confidence that your coverages are optimized for both protection and price.
We help you navigate the complexities of individual health plans, whether you're looking for an Affordable Care Act (ACA) plan with potential subsidies or a traditional off-marketplace plan. Our goal is to find you comprehensive coverage that fits your needs and budget.​Group Employee Health BenefitsWe specialize in crafting customized health benefits packages for businesses of all sizes. From ACA plans for small businesses to traditional group plans, we work with you to provide competitive and cost-effective coverage that helps you attract and retain top talent.​
Thinking about Medicare? We simplify the process. We'll walk you through the different parts of Medicare (A, B, C, and D) to help you understand your options and choose the plan that best meets your healthcare needs.
Medical Coverages
Marketplace Medical Plans (ACA)Affordable Care Act: compliant coverage with access to subsidies based on income. Ideal for individuals and families seeking comprehensive care through the federal or state exchange. Off-Marketplace Medical PlansPrivate health insurance options for those who prefer customized coverage or don’t qualify for subsidies. Includes broader networks and flexible plan designs.
Medicare Solutions: support for seniors and eligible individuals choosing between Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans. We help simplify enrollment and optimize benefits. Dental & Vision Coverage Standalone or bundled plans for preventive care, major procedures, eyewear, and routine vision exams. Available for individuals, families, and seniors.​​​​
Commercial Insurance and Risk Management
Business Owners Policies (BOP): Bundled property and liability coverage tailored for small to mid-sized businesses.
General Liability & Professional Liability: Protection against claims of injury, negligence, or errors in service.
Commercial Auto & Workers’ Compensation:Coverage for business vehicles and employee-related injuries or illnesses.
Your business faces unique risks every day. Our mission is to protect your assets and future by serving as your dedicated risk management partner. ​As an independent brokerage, we act as your advocate, not a salesperson for a single carrier. We specialize in understanding your industry's specific challenges and then leveraging our network of top-rated insurance companies to design a comprehensive protection plan.​ We'll help you with a full range of business coverages, including:
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* General Liability & Commercial Property
* Workers' Compensation
* Professional Liability (E&O) & D&O
* Commercial Auto * Cyber Liability
* Specialty Coverages for your industry
We don't just find a policy; we help you build a smarter risk strategy, ensuring your business is shielded from unforeseen events while keeping costs in check.
Sometimes, a standard insurance policy just isn't enough. We have the expertise to place your unique and hard-to-insure risks. Our specialty insurance solutions are designed for exposures that fall outside of traditional coverage, providing you with tailored protection for high-value assets, unique liabilities, and niche industries.
Whether you need coverage for a classic car, jewelry, a coastal property, a special event, or a specific business risk, we'll leverage our network of specialty carriers to find the precise coverage you need.
Specialty Lines
Umbrella Insurance: Additional liability protection beyond standard policies.
Cyber Liability: Coverage for data breaches, digital threats, and online exposures.
Travel & Event Insurance: Short-term coverage for special occasions or international travel.